2026 tax tools
Estimate your take-home in seconds
Every tool we publish for the 2026 US tax year. Each one runs entirely in your browser, no account, no upsells, no tracking. Start with the instant estimator below.
Instant take-home estimator
Federal income tax from IRS Rev. Proc. 2025-32; employee FICA from the SSA 2026 wage base ($184,500). State tax is the missing layer. Add your state →
Download the compiled take-home extract: take-home-pay-by-state.csv (same extract as /statistics).
PlainSalary ships 5 free 2026 tax tools that run entirely in your browser: full take-home calculator across all 51 jurisdictions, federal bracket reference (Rev. Proc. 2025-32), state browse, rankings, and guides. Standard deduction starts at $16,100 single / $32,200 married filing jointly.
- Federal brackets live from IRS Rev. Proc. 2025-32 (7 single brackets)
- Full calculator covers all 51 jurisdictions + FICA
- 2026 tax year · no account, no upsells
How federal tax scales with salary
At $100K the combined federal+FICA effective rate is 20.8%; doubling salary to $200K pushes it to 25.5%, with bracket creep plus the Social Security cap ($184,500) flattening FICA's slope.
Single filer, $16,100 standard deduction, IRS Rev. Proc. 2025-32 + SSA 2026 FICA. State tax is excluded; add your state in the full calculator.
| Gross salary | Federal income tax | FICA | Combined effective |
|---|---|---|---|
| $30,000 | $1,420 | $2,295 | 12.4% |
| $50,000 | $3,820 | $3,825 | 15.3% |
| $75,000 | $7,670 | $5,738 | 17.9% |
| $100,000 | $13,170 | $7,650 | 20.8% |
| $150,000 | $24,734 | $11,475 | 24.1% |
| $200,000 | $36,734 | $14,339 | 25.5% |
All 2026 tools
Calculators and references built on official IRS, SSA, and state Department of Revenue data.
Full take-home calculator
Federal + state + FICA, all 51 jurisdictions, every filing status. The complete picture.
2026 federal bracket reference
All four filing statuses, standard deductions, and FICA / Medicare rates (Rev. Proc. 2025-32).
Browse all 50 states + DC
Grouped by structure, no tax, flat, graduated, with each 2026 rate, bracket schedule, and take-home.
State tax rankings
Which states tax salaries least and most, by top rate and by take-home at $100K and $200K.
7 tax guides
How brackets work, effective vs marginal, no-tax states, self-employment, capital gains, AMT.
Data sources
- IRS Revenue Procedure 2025-32: 2026 federal brackets and standard deductions
- SSA 2026 COLA Fact Sheet: Social Security wage base $184,500 and Medicare
- Tax Foundation, 2026 State Individual Income Tax Rates and Brackets, cross-checked against state Departments of Revenue
Which tool to use next
The instant estimator above is single-status and rounded; these go further.
- Get the full picture across all 51 jurisdictions and every filing status, not just the quick single-filer estimate. Full take-home calculator
- See how your state ranks against the other 50 by top rate and by take-home at $100K and $200K. State tax rankings
- Understand why the numbers come out the way they do: marginal vs effective rate, brackets, FICA. Read the tax guides
2026 tax year (IRS Rev. Proc. 2025-32, SSA wage base $184,500); single filer, standard deduction, wage income only unless the tool says otherwise.
Open Data
Download the compiled take-home extract as take-home-pay-by-state.csv (same CSV as /statistics). When reusing the table, name PlainSalary as the compiler; underlying IRS / state DOR / SSA schedules remain public-source.