Graduated · top 5.99% Rank #20 of 51 2026 tax year

State income tax · 2026 tax year

How much does $100K take home in Rhode Island?

Rhode Island applies a graduated income tax topping out at 5.99%. See where every withheld dollar goes, the full bracket schedule, and your own take-home.

Calculate my Rhode Island take-home → See state rankings
$100,000 single filer in Rhode Island
IRS · SSA · Tax Foundation · 2026
$75,783

A single filer earning $100,000 in Rhode Island keeps $75,783 after federal, FICA, and state tax (24.2% effective; state tax $3,400). Structure: Graduated · top 5.99%. Rank #20 of 51 by total burden (1 = lowest).

  • Burden rank #20 of 51 at $100K single
  • State tax on $100K: $3,400
  • 2026 tax year · IRS + state DOR schedules

Take-home paystub plate

Stub PS-RI-26 · Rhode Island Graduated · top 5.99% · rank #20/51

Rhode Island · $3,400 state tax on $100K · NaN% all-in effective · rank #20/51

  • BURDEN-MID #20/51
  • STRUCT-GRAD 3 brackets
  • TOP-LOW 5.99%
  • GAP-MID +2.6pp
  • FICA-PEAK $7,650
  • BOOK-SHALLOW 3 bands
  • PHOTO-NEAR Mississippi
  • TH-100K $NaN

Nearest $100K burden peer: Mississippi ( $40 state tax on $100K)

Instrument codes from this state’s IRS + DOR withholding stack (burden rank, structure class, headline gap, FICA line, bracket book, photo-finish peer, net $100K), not a generic recommendation.

The bottom line

A single filer earning $100,000 in Rhode Island keeps $75,783 after federal income tax, FICA, and Rhode Island's graduated state tax, an effective rate of 24.2% (state tax alone: $3,400) - below the national median total tax burden.

Single filer taking the standard deduction, wage income only. Federal and FICA are identical in every state - Rhode Island's difference is its state income tax line.

$75,783 Take-home on $100K (single)
24.2% Effective rate (fed + FICA + state)
$3,400 State income tax on $100K
#20 of 51 by total burden (1 = lowest)

Every figure on PlainSalary is computed directly from official IRS, state Department of Revenue, and SSA tax data, no number is typed in by an editor. State tax figures are computed directly from official Department of Revenue data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Rhode Island vs all states by $100K state income tax

Where this state's computed state-tax dollars sit among every jurisdiction on PlainSalary (lower is better)

$3,400 Lower than most lower burden than 61% of 51 states

States and D.C., banded by state income tax on a $100K single filer

Each bar is a $0.001K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source IRS · state DOR schedules · PlainSalary computation · 2026 tax year

Rhode Island 2026 brackets, single filer

3 marginal rates from 3.75% to 5.99%. The highlighted segment is where $100,000 of income lands.

$0 - $82K: 3.8% marginal rate 3.8% $82K - $186K: 4.8% marginal rate (your bracket) 4.8% $186K - +: 6.0% marginal rate 6.0% $100K income $0 $100K $200K $300K $400K $500K $600K

Each segment width is proportional to its bracket size up to $600K. Color intensity rises with the marginal rate. Your bracket is highlighted in amber.

  • $0 → $82K 3.8%
  • $82K → $186K 4.8% Your bracket
  • $186K → + 6.0%

Rhode Island's graduated system stacks 3 marginal rates. Only the income inside each band is taxed at that band's rate, so your effective state rate (3.4%) sits well below the 5.99% headline. The calculator shows this for your own income.

Rhode Island take-home pay by salary (2026, single)

What's left after federal income tax, FICA, and Rhode Island state tax.

$50,000 gross

$40,900

take-home · 18.2% effective tax

$100,000 gross

$75,783

take-home · 24.2% effective tax

$200,000 gross

$140,750

take-home · 29.6% effective tax

Where Rhode Island sits on the state-tax scale

States immediately above and below Rhode Island by total tax burden on a $100K single filer (state income tax shown).

NC

North Carolina

3.99% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,350

MS

Mississippi

4.00% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,360
Selected

RI

Rhode Island

5.99% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,400

NM

New Mexico

5.90% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,570

CO

Colorado

4.40% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,690

Does Rhode Island's 5.99% headline rate tell the truth at $100K?

Low rate, high reality (flat-tax bite)High rate, high realityLow rate, low realityHigh rate, overstates $100K reality2.0%4.9%7.9%10.9%13.8%0.3%2.4%4.4%6.5%8.6%Top marginal rate (%)Actual state-only effective rate at $100K (%)OR, Top marginal rate (%): 9.9% · Actual state-only effective rate at $100K (%): 8.18%HI, Top marginal rate (%): 11% · Actual state-only effective rate at $100K (%): 6.16%ME, Top marginal rate (%): 7.15% · Actual state-only effective rate at $100K (%): 6.03%DC, Top marginal rate (%): 10.75% · Actual state-only effective rate at $100K (%): 5.53%DE, Top marginal rate (%): 6.6% · Actual state-only effective rate at $100K (%): 5.37%KS, Top marginal rate (%): 5.58% · Actual state-only effective rate at $100K (%): 5.29%MN, Top marginal rate (%): 9.85% · Actual state-only effective rate at $100K (%): 5.28%CA, Top marginal rate (%): 13.3% · Actual state-only effective rate at $100K (%): 5.22%MA, Top marginal rate (%): 9% · Actual state-only effective rate at $100K (%): 5%VA, Top marginal rate (%): 5.75% · Actual state-only effective rate at $100K (%): 4.99%NY, Top marginal rate (%): 10.9% · Actual state-only effective rate at $100K (%): 4.86%SC, Top marginal rate (%): 6% · Actual state-only effective rate at $100K (%): 4.84%AL, Top marginal rate (%): 5% · Actual state-only effective rate at $100K (%): 4.81%IL, Top marginal rate (%): 4.95% · Actual state-only effective rate at $100K (%): 4.81%CT, Top marginal rate (%): 6.99% · Actual state-only effective rate at $100K (%): 4.75%MD, Top marginal rate (%): 6.5% · Actual state-only effective rate at $100K (%): 4.54%VT, Top marginal rate (%): 8.75% · Actual state-only effective rate at $100K (%): 4.49%ID, Top marginal rate (%): 5.3% · Actual state-only effective rate at $100K (%): 4.45%GA, Top marginal rate (%): 5.19% · Actual state-only effective rate at $100K (%): 4.35%MT, Top marginal rate (%): 5.65% · Actual state-only effective rate at $100K (%): 4.29%NJ, Top marginal rate (%): 10.75% · Actual state-only effective rate at $100K (%): 4.25%MI, Top marginal rate (%): 4.25% · Actual state-only effective rate at $100K (%): 4.01%OK, Top marginal rate (%): 4.5% · Actual state-only effective rate at $100K (%): 4%WV, Top marginal rate (%): 4.82% · Actual state-only effective rate at $100K (%): 3.98%WI, Top marginal rate (%): 7.65% · Actual state-only effective rate at $100K (%): 3.96%MO, Top marginal rate (%): 4.7% · Actual state-only effective rate at $100K (%): 3.94%NE, Top marginal rate (%): 4.55% · Actual state-only effective rate at $100K (%): 3.85%UT, Top marginal rate (%): 4.5% · Actual state-only effective rate at $100K (%): 3.78%AR, Top marginal rate (%): 3.9% · Actual state-only effective rate at $100K (%): 3.72%CO, Top marginal rate (%): 4.4% · Actual state-only effective rate at $100K (%): 3.69%NM, Top marginal rate (%): 5.9% · Actual state-only effective rate at $100K (%): 3.57%RI, Top marginal rate (%): 5.99% · Actual state-only effective rate at $100K (%): 3.4%MS, Top marginal rate (%): 4% · Actual state-only effective rate at $100K (%): 3.36%NC, Top marginal rate (%): 3.99% · Actual state-only effective rate at $100K (%): 3.35%IA, Top marginal rate (%): 3.8% · Actual state-only effective rate at $100K (%): 3.19%PA, Top marginal rate (%): 3.07% · Actual state-only effective rate at $100K (%): 3.07%KY, Top marginal rate (%): 3.5% · Actual state-only effective rate at $100K (%): 2.94%IN, Top marginal rate (%): 2.95% · Actual state-only effective rate at $100K (%): 2.92%LA, Top marginal rate (%): 3% · Actual state-only effective rate at $100K (%): 2.52%OH, Top marginal rate (%): 2.75% · Actual state-only effective rate at $100K (%): 2.31%AZ, Top marginal rate (%): 2.5% · Actual state-only effective rate at $100K (%): 2.1%ND, Top marginal rate (%): 2.5% · Actual state-only effective rate at $100K (%): 0.69%
Rhode Island is highlighted among all 42 states that tax wage income. Rhode Island's 5.99% top rate overstates reality by 2.59 points - the top bracket only bites well above $100,000. Benchmarks: 5.30% median top rate, 4.25% median $100K state-effective rate across taxed states.
Read the chart as a table (all 42 taxed states)
StateTop marginal rateActual $100K state-effective rate
Alabama5.00%4.81%
Arizona2.50%2.10%
Arkansas3.90%3.72%
California13.30%5.22%
Colorado4.40%3.69%
Connecticut6.99%4.75%
Delaware6.60%5.37%
District of Columbia10.75%5.53%
Georgia5.19%4.35%
Hawaii11.00%6.16%
Idaho5.30%4.45%
Illinois4.95%4.81%
Indiana2.95%2.92%
Iowa3.80%3.19%
Kansas5.58%5.29%
Kentucky3.50%2.94%
Louisiana3.00%2.52%
Maine7.15%6.03%
Maryland6.50%4.54%
Massachusetts9.00%5.00%
Michigan4.25%4.01%
Minnesota9.85%5.28%
Mississippi4.00%3.36%
Missouri4.70%3.94%
Montana5.65%4.29%
Nebraska4.55%3.85%
New Jersey10.75%4.25%
New Mexico5.90%3.57%
New York10.90%4.86%
North Carolina3.99%3.35%
North Dakota2.50%0.69%
Ohio2.75%2.31%
Oklahoma4.50%4.00%
Oregon9.90%8.18%
Pennsylvania3.07%3.07%
Rhode Island (this state)5.99%3.40%
South Carolina6.00%4.84%
Utah4.50%3.78%
Vermont8.75%4.49%
Virginia5.75%4.99%
West Virginia4.82%3.98%
Wisconsin7.65%3.96%

Rhode Island 2026 bracket schedule (single filer)

Taxable income Marginal rate
$0 – $82,050 3.75%
$82,050 – $186,450 4.75%
$186,450 – $1,000,000,000,000,000 5.99%

Source: Tax Foundation, 2026 State Individual Income Tax Rates and Brackets, cross-checked against the Rhode Island Department of Revenue. Single-filer schedule.

Quick Rhode Island state-tax estimate

Enter taxable income for the Rhode Island state portion (single filer, 2026). For the full federal + FICA picture use the calculator.

Similar states nationwide

Peers matched on tax attributes across all 51 jurisdictions, a different lens from the burden-rank neighbors below.

Similar top marginal rate

Wage-taxing states closest to Rhode Island’s 5.99% statutory ceiling.

  • South Carolina · 6.00% top rate · $4,840 state tax on $100K
  • New Mexico · 5.90% top rate · $3,570 state tax on $100K
  • Virginia · 5.75% top rate · $4,990 state tax on $100K
  • Montana · 5.65% top rate · $4,290 state tax on $100K
  • Kansas · 5.58% top rate · $5,290 state tax on $100K
  • Maryland · 6.50% top rate · $4,540 state tax on $100K

Similar $100K take-home pay

Jurisdictions where a $100,000 single filer keeps roughly $75,783 after federal, state, and FICA.

  • Mississippi · $75,824 take-home · 4.00% top rate
  • North Carolina · $75,832 take-home · 3.99% top rate
  • New Mexico · $75,611 take-home · 5.90% top rate
  • Iowa · $75,992 take-home · 3.80% top rate
  • Colorado · $75,488 take-home · 4.40% top rate
  • Arkansas · $75,464 take-home · 3.90% top rate

Read with Rhode Island

Rhode Island's 3-band graduated schedule: nearest peers by $100K state-tax dollars, not alphabet.

  • Mississippi · $3,360 state tax on $100K · $NaN take-home
  • North Carolina · $3,350 state tax on $100K · $NaN take-home
  • New Mexico · $3,570 state tax on $100K · $NaN take-home
  • Iowa · $3,190 state tax on $100K · $NaN take-home

How tax brackets actually work · Calculate my Rhode Island take-home · Methodology