Flat 4.40% Rank #22 of 51 2026 tax year

State income tax · 2026 tax year

How much does $100K take home in Colorado?

Colorado applies a flat 4.40%. See where every withheld dollar goes, the full bracket schedule, and your own take-home.

$100,000 single filer in Colorado
IRS · SSA · Tax Foundation · 2026
$75,488

A single filer earning $100,000 in Colorado keeps $75,488 after federal, FICA, and state tax (24.5% effective; state tax $3,690). Structure: Flat 4.40%. Rank #22 of 51 by total burden (1 = lowest).

  • Burden rank #22 of 51 at $100K single
  • State tax on $100K: $3,690
  • 2026 tax year · IRS + state DOR schedules

Take-home paystub plate

Stub PS-CO-26 · Colorado Flat 4.40% · rank #22/51

Colorado · $3,690 state tax on $100K · NaN% all-in effective · rank #22/51

  • BURDEN-MID #22/51
  • STRUCT-FLAT Flat 4.40%
  • TOP-LOW 4.40%
  • GAP-TIGHT +0.7pp
  • FICA-PEAK $7,650
  • BOOK-FLAT 1 band
  • PHOTO-NEAR Arkansas
  • TH-100K $NaN

Nearest $100K burden peer: Arkansas (+ $30 state tax on $100K)

Instrument codes from this state’s IRS + DOR withholding stack (burden rank, structure class, headline gap, FICA line, bracket book, photo-finish peer, net $100K), not a generic recommendation.

The bottom line

A single filer earning $100,000 in Colorado keeps $75,488 after federal income tax, FICA, and Colorado's flat 4.40% state tax, an effective rate of 24.5% (state tax alone: $3,690) - below the national median total tax burden.

Single filer taking the standard deduction, wage income only. Federal and FICA are identical in every state - Colorado's difference is its state income tax line.

$75,488 Take-home on $100K (single)
24.5% Effective rate (fed + FICA + state)
$3,690 State income tax on $100K
#22 of 51 by total burden (1 = lowest)

Every figure on PlainSalary is computed directly from official IRS, state Department of Revenue, and SSA tax data, no number is typed in by an editor. State tax figures are computed directly from official Department of Revenue data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Colorado vs all states by $100K state income tax

Where this state's computed state-tax dollars sit among every jurisdiction on PlainSalary (lower is better)

$3,690 Lower than most lower burden than 57% of 51 states

States and D.C., banded by state income tax on a $100K single filer

Each bar is a $0.001K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source IRS · state DOR schedules · PlainSalary computation · 2026 tax year

Colorado take-home pay by salary (2026, single)

What's left after federal income tax, FICA, and Colorado state tax.

$50,000 gross

$40,863

take-home · 18.3% effective tax

$100,000 gross

$75,488

take-home · 24.5% effective tax

$200,000 gross

$140,835

take-home · 29.6% effective tax

Where Colorado sits on the state-tax scale

States immediately above and below Colorado by total tax burden on a $100K single filer (state income tax shown).

RI

Rhode Island

5.99% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,400

NM

New Mexico

5.90% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,570
Selected

CO

Colorado

4.40% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,690

AR

Arkansas

3.90% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,720

UT

Utah

4.50% top marginal rate
Structure
Flat tax
Burden @ $100K
$3,780

Does Colorado's 4.40% headline rate tell the truth at $100K?

Low rate, high reality (flat-tax bite)High rate, high realityLow rate, low realityHigh rate, overstates $100K reality2.0%4.9%7.9%10.9%13.8%0.3%2.4%4.4%6.5%8.6%Top marginal rate (%)Actual state-only effective rate at $100K (%)OR, Top marginal rate (%): 9.9% · Actual state-only effective rate at $100K (%): 8.18%HI, Top marginal rate (%): 11% · Actual state-only effective rate at $100K (%): 6.16%ME, Top marginal rate (%): 7.15% · Actual state-only effective rate at $100K (%): 6.03%DC, Top marginal rate (%): 10.75% · Actual state-only effective rate at $100K (%): 5.53%DE, Top marginal rate (%): 6.6% · Actual state-only effective rate at $100K (%): 5.37%KS, Top marginal rate (%): 5.58% · Actual state-only effective rate at $100K (%): 5.29%MN, Top marginal rate (%): 9.85% · Actual state-only effective rate at $100K (%): 5.28%CA, Top marginal rate (%): 13.3% · Actual state-only effective rate at $100K (%): 5.22%MA, Top marginal rate (%): 9% · Actual state-only effective rate at $100K (%): 5%VA, Top marginal rate (%): 5.75% · Actual state-only effective rate at $100K (%): 4.99%NY, Top marginal rate (%): 10.9% · Actual state-only effective rate at $100K (%): 4.86%SC, Top marginal rate (%): 6% · Actual state-only effective rate at $100K (%): 4.84%AL, Top marginal rate (%): 5% · Actual state-only effective rate at $100K (%): 4.81%IL, Top marginal rate (%): 4.95% · Actual state-only effective rate at $100K (%): 4.81%CT, Top marginal rate (%): 6.99% · Actual state-only effective rate at $100K (%): 4.75%MD, Top marginal rate (%): 6.5% · Actual state-only effective rate at $100K (%): 4.54%VT, Top marginal rate (%): 8.75% · Actual state-only effective rate at $100K (%): 4.49%ID, Top marginal rate (%): 5.3% · Actual state-only effective rate at $100K (%): 4.45%GA, Top marginal rate (%): 5.19% · Actual state-only effective rate at $100K (%): 4.35%MT, Top marginal rate (%): 5.65% · Actual state-only effective rate at $100K (%): 4.29%NJ, Top marginal rate (%): 10.75% · Actual state-only effective rate at $100K (%): 4.25%MI, Top marginal rate (%): 4.25% · Actual state-only effective rate at $100K (%): 4.01%OK, Top marginal rate (%): 4.5% · Actual state-only effective rate at $100K (%): 4%WV, Top marginal rate (%): 4.82% · Actual state-only effective rate at $100K (%): 3.98%WI, Top marginal rate (%): 7.65% · Actual state-only effective rate at $100K (%): 3.96%MO, Top marginal rate (%): 4.7% · Actual state-only effective rate at $100K (%): 3.94%NE, Top marginal rate (%): 4.55% · Actual state-only effective rate at $100K (%): 3.85%UT, Top marginal rate (%): 4.5% · Actual state-only effective rate at $100K (%): 3.78%AR, Top marginal rate (%): 3.9% · Actual state-only effective rate at $100K (%): 3.72%CO, Top marginal rate (%): 4.4% · Actual state-only effective rate at $100K (%): 3.69%NM, Top marginal rate (%): 5.9% · Actual state-only effective rate at $100K (%): 3.57%RI, Top marginal rate (%): 5.99% · Actual state-only effective rate at $100K (%): 3.4%MS, Top marginal rate (%): 4% · Actual state-only effective rate at $100K (%): 3.36%NC, Top marginal rate (%): 3.99% · Actual state-only effective rate at $100K (%): 3.35%IA, Top marginal rate (%): 3.8% · Actual state-only effective rate at $100K (%): 3.19%PA, Top marginal rate (%): 3.07% · Actual state-only effective rate at $100K (%): 3.07%KY, Top marginal rate (%): 3.5% · Actual state-only effective rate at $100K (%): 2.94%IN, Top marginal rate (%): 2.95% · Actual state-only effective rate at $100K (%): 2.92%LA, Top marginal rate (%): 3% · Actual state-only effective rate at $100K (%): 2.52%OH, Top marginal rate (%): 2.75% · Actual state-only effective rate at $100K (%): 2.31%AZ, Top marginal rate (%): 2.5% · Actual state-only effective rate at $100K (%): 2.1%ND, Top marginal rate (%): 2.5% · Actual state-only effective rate at $100K (%): 0.69%
Colorado is highlighted among all 42 states that tax wage income. Colorado's 4.40% top rate overstates reality by 0.71 points - the top bracket only bites well above $100,000. Benchmarks: 5.30% median top rate, 4.25% median $100K state-effective rate across taxed states.
Read the chart as a table (all 42 taxed states)
StateTop marginal rateActual $100K state-effective rate
Alabama5.00%4.81%
Arizona2.50%2.10%
Arkansas3.90%3.72%
California13.30%5.22%
Colorado (this state)4.40%3.69%
Connecticut6.99%4.75%
Delaware6.60%5.37%
District of Columbia10.75%5.53%
Georgia5.19%4.35%
Hawaii11.00%6.16%
Idaho5.30%4.45%
Illinois4.95%4.81%
Indiana2.95%2.92%
Iowa3.80%3.19%
Kansas5.58%5.29%
Kentucky3.50%2.94%
Louisiana3.00%2.52%
Maine7.15%6.03%
Maryland6.50%4.54%
Massachusetts9.00%5.00%
Michigan4.25%4.01%
Minnesota9.85%5.28%
Mississippi4.00%3.36%
Missouri4.70%3.94%
Montana5.65%4.29%
Nebraska4.55%3.85%
New Jersey10.75%4.25%
New Mexico5.90%3.57%
New York10.90%4.86%
North Carolina3.99%3.35%
North Dakota2.50%0.69%
Ohio2.75%2.31%
Oklahoma4.50%4.00%
Oregon9.90%8.18%
Pennsylvania3.07%3.07%
Rhode Island5.99%3.40%
South Carolina6.00%4.84%
Utah4.50%3.78%
Vermont8.75%4.49%
Virginia5.75%4.99%
West Virginia4.82%3.98%
Wisconsin7.65%3.96%

Colorado 2026 bracket schedule (single filer)

Taxable income Marginal rate
$0 – $1,000,000,000,000,000 4.40%

Source: Tax Foundation, 2026 State Individual Income Tax Rates and Brackets, cross-checked against the Colorado Department of Revenue. Single-filer schedule.

Quick Colorado state-tax estimate

Enter taxable income for the Colorado state portion (single filer, 2026). For the full federal + FICA picture use the calculator.

Similar states nationwide

Peers matched on tax attributes across all 51 jurisdictions, a different lens from the burden-rank neighbors below.

Similar top marginal rate

Wage-taxing states closest to Colorado’s 4.40% statutory ceiling.

  • Oklahoma · 4.50% top rate · $4,000 state tax on $100K
  • Utah · 4.50% top rate · $3,780 state tax on $100K
  • Michigan · 4.25% top rate · $4,010 state tax on $100K
  • Nebraska · 4.55% top rate · $3,850 state tax on $100K
  • Missouri · 4.70% top rate · $3,940 state tax on $100K
  • Mississippi · 4.00% top rate · $3,360 state tax on $100K

Similar $100K take-home pay

Jurisdictions where a $100,000 single filer keeps roughly $75,488 after federal, state, and FICA.

  • Arkansas · $75,464 take-home · 3.90% top rate
  • Utah · $75,405 take-home · 4.50% top rate
  • New Mexico · $75,611 take-home · 5.90% top rate
  • Nebraska · $75,334 take-home · 4.55% top rate
  • Missouri · $75,237 take-home · 4.70% top rate
  • Wisconsin · $75,223 take-home · 7.65% top rate

Read with Colorado

Colorado's flat 4.40% line behaves differently from graduated neighbors. These peers sit closest on the $100K burden ladder.

  • Arkansas · $3,720 state tax on $100K · $NaN take-home
  • Utah · $3,780 state tax on $100K · $NaN take-home
  • New Mexico · $3,570 state tax on $100K · $NaN take-home
  • Nebraska · $3,850 state tax on $100K · $NaN take-home

Effective vs marginal rate · Calculate my Colorado take-home · Methodology