Graduated · top 2.50% Rank #10 of 51 2026 tax year

State income tax · 2026 tax year

How much does $100K take home in North Dakota?

North Dakota applies a graduated income tax topping out at 2.50%. See where every withheld dollar goes, the full bracket schedule, and your own take-home.

$100,000 single filer in North Dakota
IRS · SSA · Tax Foundation · 2026
$78,489

A single filer earning $100,000 in North Dakota keeps $78,489 after federal, FICA, and state tax (21.5% effective; state tax $690). Structure: Graduated · top 2.50%. Rank #10 of 51 by total burden (1 = lowest).

  • Burden rank #10 of 51 at $100K single
  • State tax on $100K: $690
  • 2026 tax year · IRS + state DOR schedules

Take-home paystub plate

Stub PS-ND-26 · North Dakota Graduated · top 2.50% · rank #10/51

North Dakota · $690 state tax on $100K · NaN% all-in effective · rank #10/51

  • BURDEN-Q1 #10/51
  • STRUCT-GRAD 2 brackets
  • TOP-FLOOR 2.50%
  • GAP-MID +1.8pp
  • FICA-PEAK $7,650
  • BOOK-SHALLOW 2 bands
  • PHOTO-NEAR Alaska
  • TH-100K $NaN

Nearest $100K burden peer: Alaska ( $690 state tax on $100K)

Instrument codes from this state’s IRS + DOR withholding stack (burden rank, structure class, headline gap, FICA line, bracket book, photo-finish peer, net $100K), not a generic recommendation.

The bottom line

A single filer earning $100,000 in North Dakota keeps $78,489 after federal income tax, FICA, and North Dakota's graduated state tax, an effective rate of 21.5% (state tax alone: $690) - in the top quartile of tax-friendly states.

Single filer taking the standard deduction, wage income only. Federal and FICA are identical in every state - North Dakota's difference is its state income tax line.

$78,489 Take-home on $100K (single)
21.5% Effective rate (fed + FICA + state)
$690 State income tax on $100K
#10 of 51 by total burden (1 = lowest)

Every figure on PlainSalary is computed directly from official IRS, state Department of Revenue, and SSA tax data, no number is typed in by an editor. State tax figures are computed directly from official Department of Revenue data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

North Dakota vs all states by $100K state income tax

Where this state's computed state-tax dollars sit among every jurisdiction on PlainSalary (lower is better)

$690 Among the lowest burdens lower burden than 80% of 51 states

States and D.C., banded by state income tax on a $100K single filer

Each bar is a $0.001K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source IRS · state DOR schedules · PlainSalary computation · 2026 tax year

North Dakota 2026 brackets, single filer

2 marginal rates from 1.95% to 2.50%. The highlighted segment is where $100,000 of income lands.

$48K - $245K: 1.9% marginal rate (your bracket) 1.9% $245K - +: 2.5% marginal rate 2.5% $100K income $0 $100K $200K $300K $400K $500K $600K

Each segment width is proportional to its bracket size up to $600K. Color intensity rises with the marginal rate. Your bracket is highlighted in amber.

  • $48K $245K 1.9% Your bracket
  • $245K + 2.5%

North Dakota's graduated system stacks 2 marginal rates. Only the income inside each band is taxed at that band's rate, so your effective state rate (0.7%) sits well below the 2.50% headline. The calculator shows this for your own income.

North Dakota take-home pay by salary (2026, single)

What's left after federal income tax, FICA, and North Dakota state tax.

$50,000 gross

$42,355

take-home · 15.3% effective tax

$100,000 gross

$78,489

take-home · 21.5% effective tax

$200,000 gross

$146,286

take-home · 26.9% effective tax

Where North Dakota sits on the state-tax scale

States immediately above and below North Dakota by total tax burden on a $100K single filer (state income tax shown).

WA

Washington

0.00% no state tax
Structure
No income tax
Burden @ $100K
$0

WY

Wyoming

0.00% no state tax
Structure
No income tax
Burden @ $100K
$0
Selected

ND

North Dakota

2.50% top marginal rate
Structure
Flat tax
Burden @ $100K
$690

AZ

Arizona

2.50% top marginal rate
Structure
Flat tax
Burden @ $100K
$2,100

OH

Ohio

2.75% top marginal rate
Structure
Flat tax
Burden @ $100K
$2,310

Does North Dakota's 2.50% headline rate tell the truth at $100K?

Low rate, high reality (flat-tax bite)High rate, high realityLow rate, low realityHigh rate, overstates $100K reality2.0%4.9%7.9%10.9%13.8%0.3%2.4%4.4%6.5%8.6%Top marginal rate (%)Actual state-only effective rate at $100K (%)OR, Top marginal rate (%): 9.9% · Actual state-only effective rate at $100K (%): 8.18%HI, Top marginal rate (%): 11% · Actual state-only effective rate at $100K (%): 6.16%ME, Top marginal rate (%): 7.15% · Actual state-only effective rate at $100K (%): 6.03%DC, Top marginal rate (%): 10.75% · Actual state-only effective rate at $100K (%): 5.53%DE, Top marginal rate (%): 6.6% · Actual state-only effective rate at $100K (%): 5.37%KS, Top marginal rate (%): 5.58% · Actual state-only effective rate at $100K (%): 5.29%MN, Top marginal rate (%): 9.85% · Actual state-only effective rate at $100K (%): 5.28%CA, Top marginal rate (%): 13.3% · Actual state-only effective rate at $100K (%): 5.22%MA, Top marginal rate (%): 9% · Actual state-only effective rate at $100K (%): 5%VA, Top marginal rate (%): 5.75% · Actual state-only effective rate at $100K (%): 4.99%NY, Top marginal rate (%): 10.9% · Actual state-only effective rate at $100K (%): 4.86%SC, Top marginal rate (%): 6% · Actual state-only effective rate at $100K (%): 4.84%AL, Top marginal rate (%): 5% · Actual state-only effective rate at $100K (%): 4.81%IL, Top marginal rate (%): 4.95% · Actual state-only effective rate at $100K (%): 4.81%CT, Top marginal rate (%): 6.99% · Actual state-only effective rate at $100K (%): 4.75%MD, Top marginal rate (%): 6.5% · Actual state-only effective rate at $100K (%): 4.54%VT, Top marginal rate (%): 8.75% · Actual state-only effective rate at $100K (%): 4.49%ID, Top marginal rate (%): 5.3% · Actual state-only effective rate at $100K (%): 4.45%GA, Top marginal rate (%): 5.19% · Actual state-only effective rate at $100K (%): 4.35%MT, Top marginal rate (%): 5.65% · Actual state-only effective rate at $100K (%): 4.29%NJ, Top marginal rate (%): 10.75% · Actual state-only effective rate at $100K (%): 4.25%MI, Top marginal rate (%): 4.25% · Actual state-only effective rate at $100K (%): 4.01%OK, Top marginal rate (%): 4.5% · Actual state-only effective rate at $100K (%): 4%WV, Top marginal rate (%): 4.82% · Actual state-only effective rate at $100K (%): 3.98%WI, Top marginal rate (%): 7.65% · Actual state-only effective rate at $100K (%): 3.96%MO, Top marginal rate (%): 4.7% · Actual state-only effective rate at $100K (%): 3.94%NE, Top marginal rate (%): 4.55% · Actual state-only effective rate at $100K (%): 3.85%UT, Top marginal rate (%): 4.5% · Actual state-only effective rate at $100K (%): 3.78%AR, Top marginal rate (%): 3.9% · Actual state-only effective rate at $100K (%): 3.72%CO, Top marginal rate (%): 4.4% · Actual state-only effective rate at $100K (%): 3.69%NM, Top marginal rate (%): 5.9% · Actual state-only effective rate at $100K (%): 3.57%RI, Top marginal rate (%): 5.99% · Actual state-only effective rate at $100K (%): 3.4%MS, Top marginal rate (%): 4% · Actual state-only effective rate at $100K (%): 3.36%NC, Top marginal rate (%): 3.99% · Actual state-only effective rate at $100K (%): 3.35%IA, Top marginal rate (%): 3.8% · Actual state-only effective rate at $100K (%): 3.19%PA, Top marginal rate (%): 3.07% · Actual state-only effective rate at $100K (%): 3.07%KY, Top marginal rate (%): 3.5% · Actual state-only effective rate at $100K (%): 2.94%IN, Top marginal rate (%): 2.95% · Actual state-only effective rate at $100K (%): 2.92%LA, Top marginal rate (%): 3% · Actual state-only effective rate at $100K (%): 2.52%OH, Top marginal rate (%): 2.75% · Actual state-only effective rate at $100K (%): 2.31%AZ, Top marginal rate (%): 2.5% · Actual state-only effective rate at $100K (%): 2.1%ND, Top marginal rate (%): 2.5% · Actual state-only effective rate at $100K (%): 0.69%
North Dakota is highlighted among all 42 states that tax wage income. North Dakota's 2.50% top rate overstates reality by 1.81 points - the top bracket only bites well above $100,000. Benchmarks: 5.30% median top rate, 4.25% median $100K state-effective rate across taxed states.
Read the chart as a table (all 42 taxed states)
StateTop marginal rateActual $100K state-effective rate
Alabama5.00%4.81%
Arizona2.50%2.10%
Arkansas3.90%3.72%
California13.30%5.22%
Colorado4.40%3.69%
Connecticut6.99%4.75%
Delaware6.60%5.37%
District of Columbia10.75%5.53%
Georgia5.19%4.35%
Hawaii11.00%6.16%
Idaho5.30%4.45%
Illinois4.95%4.81%
Indiana2.95%2.92%
Iowa3.80%3.19%
Kansas5.58%5.29%
Kentucky3.50%2.94%
Louisiana3.00%2.52%
Maine7.15%6.03%
Maryland6.50%4.54%
Massachusetts9.00%5.00%
Michigan4.25%4.01%
Minnesota9.85%5.28%
Mississippi4.00%3.36%
Missouri4.70%3.94%
Montana5.65%4.29%
Nebraska4.55%3.85%
New Jersey10.75%4.25%
New Mexico5.90%3.57%
New York10.90%4.86%
North Carolina3.99%3.35%
North Dakota (this state)2.50%0.69%
Ohio2.75%2.31%
Oklahoma4.50%4.00%
Oregon9.90%8.18%
Pennsylvania3.07%3.07%
Rhode Island5.99%3.40%
South Carolina6.00%4.84%
Utah4.50%3.78%
Vermont8.75%4.49%
Virginia5.75%4.99%
West Virginia4.82%3.98%
Wisconsin7.65%3.96%

North Dakota 2026 bracket schedule (single filer)

Taxable income Marginal rate
$48,475 – $244,825 1.95%
$244,825 – $1,000,000,000,000,000 2.50%

Source: Tax Foundation, 2026 State Individual Income Tax Rates and Brackets, cross-checked against the North Dakota Department of Revenue. Single-filer schedule.

Quick North Dakota state-tax estimate

Enter taxable income for the North Dakota state portion (single filer, 2026). For the full federal + FICA picture use the calculator.

Similar states nationwide

Peers matched on tax attributes across all 51 jurisdictions, a different lens from the burden-rank neighbors below.

Similar top marginal rate

Wage-taxing states closest to North Dakota’s 2.50% statutory ceiling.

  • Arizona · 2.50% top rate · $2,100 state tax on $100K
  • Ohio · 2.75% top rate · $2,310 state tax on $100K
  • Indiana · 2.95% top rate · $2,920 state tax on $100K
  • Louisiana · 3.00% top rate · $2,520 state tax on $100K
  • Pennsylvania · 3.07% top rate · $3,070 state tax on $100K
  • Kentucky · 3.50% top rate · $2,940 state tax on $100K

Similar $100K take-home pay

Jurisdictions where a $100,000 single filer keeps roughly $78,489 after federal, state, and FICA.

  • Alaska · $79,180 take-home · no wage tax
  • Florida · $79,180 take-home · no wage tax
  • Nevada · $79,180 take-home · no wage tax
  • New Hampshire · $79,180 take-home · no wage tax
  • South Dakota · $79,180 take-home · no wage tax
  • Tennessee · $79,180 take-home · no wage tax

Read with North Dakota

North Dakota's 2-band graduated schedule: nearest peers by $100K state-tax dollars, not alphabet.

  • Alaska · $0 state tax on $100K · $NaN take-home
  • Florida · $0 state tax on $100K · $NaN take-home
  • Nevada · $0 state tax on $100K · $NaN take-home
  • New Hampshire · $0 state tax on $100K · $NaN take-home

How tax brackets actually work · Calculate my North Dakota take-home · Methodology