No income tax Light-burden state 2026 tax year

State income tax · 2026 tax year

How much does $100K take home in Tennessee?

Tennessee is one of nine states with no tax on wage income. Here is the full federal-plus-FICA take-home picture, the rankings, and a calculator for your own salary.

$100,000 single filer in Tennessee
IRS · SSA · Tax Foundation · 2026

A single filer earning $100,000 in Tennessee keeps $79,180 (20.8% effective). Tennessee levies no state income tax, so only federal income tax and FICA apply.

  • 2026 tax year · IRS + state DOR schedules

Take-home paystub plate

Stub PS-TN-26 · Tennessee single filer · 2026 schedules

Tennessee · single filer · standard deduction · 2026 IRS + FICA withholding

  • BURDEN-LEAD Lowest tier
  • STRUCT-NOTAX No wage tax
  • TOP-ZERO 0.00%
  • GAP-N/A No gap
  • FICA-PEAK $7,650
  • BOOK-NOTAX 0 bands
  • PHOTO-CLEAR Alaska
  • TH-100K Above average

Nearest $100K burden peer: Alaska ($0 state tax on $100K; same as Tennessee)

Instrument codes from this state’s IRS + DOR withholding stack (burden tier, structure class, headline gap, FICA line, bracket book, photo-finish peer, take-home direction against the corpus average), not a generic recommendation.

The bottom line

Tennessee levies no state income tax, so federal income tax and FICA are the only withholdings on a $100,000 single filer, and the total lands the single most tax-friendly state in the country.

Single filer taking the standard deduction, wage income only. Federal and FICA are identical in every state - Tennessee's difference is its $0 state tax.

20.8% Effective rate (fed + FICA + state)
#1 of 51 by total burden (1 = lowest)
+$3,447 Take-home vs the corpus average ($100K)
−$3,448 State tax vs the average state ($100K)

Pay competitiveness score · Tennessee

90/100

4 pay dimensions · 2026 tax year

Comparative score against PlainSalary's own 51-jurisdiction corpus (single-filer take-home at $50K/$100K/$200K and the statutory top marginal rate). Higher means more competitive on those published figures for a single filer taking the standard deduction, not personalized tax advice and not your own return. Missing inputs drop out and redistribute weight. How it is calculated.

$50K take-home A+

Tennessee's $50K single-filer take-home vs the 51-jurisdiction corpus

$100K take-home A+

Tennessee's $100K single-filer take-home vs the 51-jurisdiction corpus

$200K take-home A+

Tennessee's $200K single-filer take-home vs the 51-jurisdiction corpus

Rate ceiling A+

Tennessee's statutory top marginal rate vs the 51-jurisdiction corpus

Tennessee pay-competitiveness profile (scored dimensions) 4-axis radar comparing 1 series across $50K take-home, $100K take-home, $200K take-home, Rate ceiling. $50K take-home$100K take-home$200K take-homeRate ceiling 90 A+
Tennessee pay-competitiveness profile (scored dimensions)
Read the chart values
  • $50K take-home: 90/100 (A+)
  • $100K take-home: 90/100 (A+)
  • $200K take-home: 90/100 (A+)
  • Rate ceiling: 90/100 (A+)

Tennessee vs all states by $100K state income tax

Where this state's computed state-tax dollars sit among every jurisdiction on PlainSalary (lower is better)

$0 Among the lowest burdens lower burden than 82% of 51 states

States and D.C., banded by state income tax on a $100K single filer

Each bar is one band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source IRS · state DOR schedules · PlainSalary computation · 2026 tax year

What a $100K single filer keeps in Tennessee

What's left after federal income tax, FICA, and no state tax. The $100K figure sits in the paystub at the top; here it is measured against the corpus average.

$50,000 gross

$42,355

take-home, above average · 15.3% effective tax

$100,000 gross vs average

+4.6%

take-home, well above average

$200,000 gross

$148,927

take-home, well above average · 25.5% effective tax

Peers nearest Tennessee on the light-burden ladder

States immediately above and below Tennessee by total tax burden on a $100K single filer (state income tax shown).

SD

South Dakota

0.00% no state tax
Structure
No income tax
Selected

TN

Tennessee

0.00% no state tax
Structure
No income tax

TX

Texas

0.00% no state tax
Structure
No income tax

WA

Washington

0.00% no state tax
Structure
No income tax

Nationwide peers with a similar take-home shape

Peers matched on tax attributes across all 51 jurisdictions, a different lens from the burden-rank neighbors below.

Similar $100K take-home pay

Jurisdictions whose $100,000 single-filer take-home after federal, state, and FICA lands closest to Tennessee’s, each with its own figure.

  • Alaska · same take-home as Tennessee · no wage tax
  • Florida · same take-home as Tennessee · no wage tax
  • Nevada · same take-home as Tennessee · no wage tax
  • New Hampshire · same take-home as Tennessee · no wage tax
  • South Dakota · same take-home as Tennessee · no wage tax
  • Texas · same take-home as Tennessee · no wage tax

Read alongside Tennessee's light-burden peers

Tennessee shares the no-wage-tax cohort. Compare take-home against the nearest taxing peers and the federal-only stack.

  • Alaska · same state tax as Tennessee · same take-home as Tennessee
  • Florida · same state tax as Tennessee · same take-home as Tennessee
  • Nevada · same state tax as Tennessee · same take-home as Tennessee
  • New Hampshire · same state tax as Tennessee · same take-home as Tennessee

The 9 states with no income tax · Calculate my Tennessee take-home · Methodology

How these numbers were calculated

The headline $100,000 single-filer figures start from 2026 federal income tax brackets and FICA (Social Security + Medicare) withholding, then apply Tennessee's own absence of a state income tax sourced from its Department of Revenue's published 2026 schedule -- we do not estimate or interpolate bracket boundaries.

Corpus rankings (shown above) compare Tennessee against the same computed figure for every other state and D.C., recalculated the same way for all 51 jurisdictions so the comparison is apples-to-apples. Run your own income and filing status with the calculator, or see the full assumption set on our methodology page.

These figures are estimates for informational purposes only and are not tax, financial, or legal advice; consult a qualified tax professional before making filing or financial decisions. Read the full disclaimer.

What to do with Tennessee's numbers

Tennessee's figures only matter next to your own income and filing status.

2026 tax year figures from the state's own Department of Revenue schedule; the calculator adjusts for your exact filing status.

Tennessee income tax FAQ

How much state income tax does Tennessee charge on $100,000?

Tennessee has no state income tax, so a single filer earning $100,000 owes nothing to the state. Only federal income tax and FICA apply.

Is Tennessee a high-tax or low-tax state?

For a $100,000 single filer, Tennessee is the single most tax-friendly state in the country. The ranking compares computed state income tax across all states and D.C. (1 = lowest burden); the exact position is in the bottom-line band above and the full ladder is on the rankings page.

What is Tennessee's top income tax rate?

Tennessee levies no state income tax, so it has no marginal rate to report.

How much take-home pay does a $100K earner keep in Tennessee?

Against the average of all 51 jurisdictions, a single filer earning $100,000 keeps more in Tennessee after federal income tax, FICA, and state tax; the bottom-line band above shows the dollar gap and the paystub at the top itemizes every withheld dollar.