Graduated · top 9.85% Rank #45 of 51 2026 tax year

State income tax · 2026 tax year

How much does $100K take home in Minnesota?

Minnesota applies a graduated income tax topping out at 9.85%. See where every withheld dollar goes, the full bracket schedule, and your own take-home.

$100,000 single filer in Minnesota
IRS · SSA · Tax Foundation · 2026
$73,903

A single filer earning $100,000 in Minnesota keeps $73,903 after federal, FICA, and state tax (26.1% effective; state tax $5,280). Structure: Graduated · top 9.85%. Rank #45 of 51 by total burden (1 = lowest).

  • Burden rank #45 of 51 at $100K single
  • State tax on $100K: $5,280
  • 2026 tax year · IRS + state DOR schedules

Take-home paystub plate

Stub PS-MN-26 · Minnesota Graduated · top 9.85% · rank #45/51

Minnesota · $5,280 state tax on $100K · NaN% all-in effective · rank #45/51

  • BURDEN-PEAK #45/51
  • STRUCT-GRAD 4 brackets
  • TOP-HIGH 9.85%
  • GAP-WIDE +4.6pp
  • FICA-PEAK $7,650
  • BOOK-MID 4 bands
  • PHOTO-NEAR Kansas
  • TH-100K $NaN

Nearest $100K burden peer: Kansas (+ $10 state tax on $100K)

Instrument codes from this state’s IRS + DOR withholding stack (burden rank, structure class, headline gap, FICA line, bracket book, photo-finish peer, net $100K), not a generic recommendation.

The bottom line

A single filer earning $100,000 in Minnesota keeps $73,903 after federal income tax, FICA, and Minnesota's graduated state tax, an effective rate of 26.1% (state tax alone: $5,280) - in the highest-burden quartile among states.

Single filer taking the standard deduction, wage income only. Federal and FICA are identical in every state - Minnesota's difference is its state income tax line.

$73,903 Take-home on $100K (single)
26.1% Effective rate (fed + FICA + state)
$5,280 State income tax on $100K
#45 of 51 by total burden (1 = lowest)

Every figure on PlainSalary is computed directly from official IRS, state Department of Revenue, and SSA tax data, no number is typed in by an editor. State tax figures are computed directly from official Department of Revenue data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.

Minnesota vs all states by $100K state income tax

Where this state's computed state-tax dollars sit among every jurisdiction on PlainSalary (lower is better)

$5,280 Higher than most lower burden than 12% of 51 states

States and D.C., banded by state income tax on a $100K single filer

Each bar is a $0.001K-wide band; taller bars hold more states. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source IRS · state DOR schedules · PlainSalary computation · 2026 tax year

Minnesota 2026 brackets, single filer

4 marginal rates from 5.35% to 9.85%. The highlighted segment is where $100,000 of income lands.

$0 - $33K: 5.3% marginal rate $33K - $109K: 6.8% marginal rate (your bracket) 6.8% $109K - $203K: 7.8% marginal rate 7.8% $203K - +: 9.8% marginal rate 9.8% $100K income $0 $100K $200K $300K $400K $500K $600K

Each segment width is proportional to its bracket size up to $600K. Color intensity rises with the marginal rate. Your bracket is highlighted in amber.

  • $0 $33K 5.3%
  • $33K $109K 6.8% Your bracket
  • $109K $203K 7.8%
  • $203K + 9.8%

Minnesota's graduated system stacks 4 marginal rates. Only the income inside each band is taxed at that band's rate, so your effective state rate (5.3%) sits well below the 9.85% headline. The calculator shows this for your own income.

Minnesota take-home pay by salary (2026, single)

What's left after federal income tax, FICA, and Minnesota state tax.

$50,000 gross

$40,478

take-home · 19.0% effective tax

$100,000 gross

$73,903

take-home · 26.1% effective tax

$200,000 gross

$136,060

take-home · 32.0% effective tax

Where Minnesota sits on the state-tax scale

States immediately above and below Minnesota by total tax burden on a $100K single filer (state income tax shown).

MA

Massachusetts

9.00% top marginal rate
Structure
Flat tax
Burden @ $100K
$5,000

CA

California

13.30% top marginal rate
Structure
Flat tax
Burden @ $100K
$5,220
Selected

MN

Minnesota

9.85% top marginal rate
Structure
Flat tax
Burden @ $100K
$5,280

KS

Kansas

5.58% top marginal rate
Structure
Flat tax
Burden @ $100K
$5,290

DE

Delaware

6.60% top marginal rate
Structure
Flat tax
Burden @ $100K
$5,370

Does Minnesota's 9.85% headline rate tell the truth at $100K?

Low rate, high reality (flat-tax bite)High rate, high realityLow rate, low realityHigh rate, overstates $100K reality2.0%4.9%7.9%10.9%13.8%0.3%2.4%4.4%6.5%8.6%Top marginal rate (%)Actual state-only effective rate at $100K (%)OR, Top marginal rate (%): 9.9% · Actual state-only effective rate at $100K (%): 8.18%HI, Top marginal rate (%): 11% · Actual state-only effective rate at $100K (%): 6.16%ME, Top marginal rate (%): 7.15% · Actual state-only effective rate at $100K (%): 6.03%DC, Top marginal rate (%): 10.75% · Actual state-only effective rate at $100K (%): 5.53%DE, Top marginal rate (%): 6.6% · Actual state-only effective rate at $100K (%): 5.37%KS, Top marginal rate (%): 5.58% · Actual state-only effective rate at $100K (%): 5.29%MN, Top marginal rate (%): 9.85% · Actual state-only effective rate at $100K (%): 5.28%CA, Top marginal rate (%): 13.3% · Actual state-only effective rate at $100K (%): 5.22%MA, Top marginal rate (%): 9% · Actual state-only effective rate at $100K (%): 5%VA, Top marginal rate (%): 5.75% · Actual state-only effective rate at $100K (%): 4.99%NY, Top marginal rate (%): 10.9% · Actual state-only effective rate at $100K (%): 4.86%SC, Top marginal rate (%): 6% · Actual state-only effective rate at $100K (%): 4.84%AL, Top marginal rate (%): 5% · Actual state-only effective rate at $100K (%): 4.81%IL, Top marginal rate (%): 4.95% · Actual state-only effective rate at $100K (%): 4.81%CT, Top marginal rate (%): 6.99% · Actual state-only effective rate at $100K (%): 4.75%MD, Top marginal rate (%): 6.5% · Actual state-only effective rate at $100K (%): 4.54%VT, Top marginal rate (%): 8.75% · Actual state-only effective rate at $100K (%): 4.49%ID, Top marginal rate (%): 5.3% · Actual state-only effective rate at $100K (%): 4.45%GA, Top marginal rate (%): 5.19% · Actual state-only effective rate at $100K (%): 4.35%MT, Top marginal rate (%): 5.65% · Actual state-only effective rate at $100K (%): 4.29%NJ, Top marginal rate (%): 10.75% · Actual state-only effective rate at $100K (%): 4.25%MI, Top marginal rate (%): 4.25% · Actual state-only effective rate at $100K (%): 4.01%OK, Top marginal rate (%): 4.5% · Actual state-only effective rate at $100K (%): 4%WV, Top marginal rate (%): 4.82% · Actual state-only effective rate at $100K (%): 3.98%WI, Top marginal rate (%): 7.65% · Actual state-only effective rate at $100K (%): 3.96%MO, Top marginal rate (%): 4.7% · Actual state-only effective rate at $100K (%): 3.94%NE, Top marginal rate (%): 4.55% · Actual state-only effective rate at $100K (%): 3.85%UT, Top marginal rate (%): 4.5% · Actual state-only effective rate at $100K (%): 3.78%AR, Top marginal rate (%): 3.9% · Actual state-only effective rate at $100K (%): 3.72%CO, Top marginal rate (%): 4.4% · Actual state-only effective rate at $100K (%): 3.69%NM, Top marginal rate (%): 5.9% · Actual state-only effective rate at $100K (%): 3.57%RI, Top marginal rate (%): 5.99% · Actual state-only effective rate at $100K (%): 3.4%MS, Top marginal rate (%): 4% · Actual state-only effective rate at $100K (%): 3.36%NC, Top marginal rate (%): 3.99% · Actual state-only effective rate at $100K (%): 3.35%IA, Top marginal rate (%): 3.8% · Actual state-only effective rate at $100K (%): 3.19%PA, Top marginal rate (%): 3.07% · Actual state-only effective rate at $100K (%): 3.07%KY, Top marginal rate (%): 3.5% · Actual state-only effective rate at $100K (%): 2.94%IN, Top marginal rate (%): 2.95% · Actual state-only effective rate at $100K (%): 2.92%LA, Top marginal rate (%): 3% · Actual state-only effective rate at $100K (%): 2.52%OH, Top marginal rate (%): 2.75% · Actual state-only effective rate at $100K (%): 2.31%AZ, Top marginal rate (%): 2.5% · Actual state-only effective rate at $100K (%): 2.1%ND, Top marginal rate (%): 2.5% · Actual state-only effective rate at $100K (%): 0.69%
Minnesota is highlighted among all 42 states that tax wage income. Minnesota's 9.85% top rate overstates reality by 4.57 points - the top bracket only bites well above $100,000. Benchmarks: 5.30% median top rate, 4.25% median $100K state-effective rate across taxed states.
Read the chart as a table (all 42 taxed states)
StateTop marginal rateActual $100K state-effective rate
Alabama5.00%4.81%
Arizona2.50%2.10%
Arkansas3.90%3.72%
California13.30%5.22%
Colorado4.40%3.69%
Connecticut6.99%4.75%
Delaware6.60%5.37%
District of Columbia10.75%5.53%
Georgia5.19%4.35%
Hawaii11.00%6.16%
Idaho5.30%4.45%
Illinois4.95%4.81%
Indiana2.95%2.92%
Iowa3.80%3.19%
Kansas5.58%5.29%
Kentucky3.50%2.94%
Louisiana3.00%2.52%
Maine7.15%6.03%
Maryland6.50%4.54%
Massachusetts9.00%5.00%
Michigan4.25%4.01%
Minnesota (this state)9.85%5.28%
Mississippi4.00%3.36%
Missouri4.70%3.94%
Montana5.65%4.29%
Nebraska4.55%3.85%
New Jersey10.75%4.25%
New Mexico5.90%3.57%
New York10.90%4.86%
North Carolina3.99%3.35%
North Dakota2.50%0.69%
Ohio2.75%2.31%
Oklahoma4.50%4.00%
Oregon9.90%8.18%
Pennsylvania3.07%3.07%
Rhode Island5.99%3.40%
South Carolina6.00%4.84%
Utah4.50%3.78%
Vermont8.75%4.49%
Virginia5.75%4.99%
West Virginia4.82%3.98%
Wisconsin7.65%3.96%

Minnesota 2026 bracket schedule (single filer)

Taxable income Marginal rate
$0 – $33,310 5.35%
$33,310 – $109,430 6.80%
$109,430 – $203,150 7.85%
$203,150 – $1,000,000,000,000,000 9.85%

Source: Tax Foundation, 2026 State Individual Income Tax Rates and Brackets, cross-checked against the Minnesota Department of Revenue. Single-filer schedule.

Quick Minnesota state-tax estimate

Enter taxable income for the Minnesota state portion (single filer, 2026). For the full federal + FICA picture use the calculator.

Similar states nationwide

Peers matched on tax attributes across all 51 jurisdictions, a different lens from the burden-rank neighbors below.

Similar top marginal rate

Wage-taxing states closest to Minnesota’s 9.85% statutory ceiling.

  • Oregon · 9.90% top rate · $8,180 state tax on $100K
  • Massachusetts · 9.00% top rate · $5,000 state tax on $100K
  • District of Columbia · 10.75% top rate · $5,530 state tax on $100K
  • New Jersey · 10.75% top rate · $4,250 state tax on $100K
  • New York · 10.90% top rate · $4,860 state tax on $100K
  • Vermont · 8.75% top rate · $4,490 state tax on $100K

Similar $100K take-home pay

Jurisdictions where a $100,000 single filer keeps roughly $73,903 after federal, state, and FICA.

Read with Minnesota

Minnesota's 4-band graduated schedule: nearest peers by $100K state-tax dollars, not alphabet.

  • Kansas · $5,290 state tax on $100K · $NaN take-home
  • California · $5,220 state tax on $100K · $NaN take-home
  • Delaware · $5,370 state tax on $100K · $NaN take-home
  • District of Columbia · $5,530 state tax on $100K · $NaN take-home

How tax brackets actually work · Calculate my Minnesota take-home · Methodology